Observations of Homeownership in the United States Since World War II: A Look at the Ups and Downs

Muse, Jake (2017) Observations of Homeownership in the United States Since World War II: A Look at the Ups and Downs. Undergraduate thesis, under the direction of Bonnie Van Ness from Finance, Univesrity of Mississippi.

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This thesis investigates the mechanisms that have affected homeownership since World War II. Homeownership rates can reflect people’s desire to own homes or not own homes. Therefore, studying the homeownership rates will give me a better opportunity to understand how the residential real estate market operates. Robert Shiller’s Homeownership graph, the U.S. Census Bureau’s Total Housing Inventory Table and the Federal Reserve Bank of St. Louis’ graph of the homeownership rate drove my research. Dating back to World War II, wherever I observed a significant increase or decrease in homeownership, I wanted to explain what was driving the increase or decrease. In conclusion, I observed four factors that seemed to have the most significant effect on homeownership: economy, interest rates/mortgage dynamics, government efforts, and demographics. These factors did not always seem to act in expected manners, and the changing needs or desires of Americans seemed to influence homeownership the most.

Item Type: Thesis (Undergraduate)
Creators: Muse, Jake
Student's Degree Program(s): B.B.A. in Real Estate
Thesis Advisor: Bonnie Van Ness
Thesis Advisor's Department: Finance
Institution: Univesrity of Mississippi
Subjects: H Social Sciences > HG Finance
Depositing User: Mr. Jacob Muse
Date Deposited: 11 May 2017 20:38
Last Modified: 11 May 2017 20:38
URI: http://thesis.honors.olemiss.edu/id/eprint/866

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